Caring for a loved one with a disability or long-term health condition is a role filled with patience, emotional strength, and sacrifice. In recognition of this important but often invisible work, the Singapore government has introduced the $400 Caregiver Grant for 2025. This new initiative is aimed at providing support to unpaid caregivers—those who care daily for family members without receiving a salary.
This annual grant is more than just a payment—it is a formal thank you to those whose work often goes unnoticed.
Purpose of the Caregiver Grant
The Caregiver Grant offers an annual cash payment of $400 to Singaporeans or Permanent Residents who provide regular support and supervision to persons with moderate to severe permanent disabilities. The goal is to:
- Ease financial stress for caregivers
- Recognize their selfless contribution
- Encourage home-based caregiving
- Support families in their long-term care journey
The program is administered by the Agency for Integrated Care (AIC) and is separate from other schemes like the Home Caregiving Grant (HCG) or Disability Assistance Grant.
Why the Grant Is Important in 2025
Singapore’s aging population has led to a rising number of households requiring long-term care. In many families, caregiving is carried out by unpaid family members, many of whom must give up career opportunities or personal time.
The 2025 Caregiver Grant helps to:
- Provide monetary relief for daily care expenses
- Show respect for unpaid caregiving efforts
- Reduce dependency on institutional care
- Promote a more compassionate and inclusive society
Eligibility Criteria for the $400 Grant
To qualify for the grant, both the caregiver and the care recipient must meet specific requirements.
Caregiver Requirements:
- Must be a Singapore Citizen or Permanent Resident
- 18 years or older
- Lives in the same household as the care recipient
- Provides daily care and assistance
Care Recipient Requirements:
- Must have a permanent moderate to severe disability
- Must be unable to perform at least 3 of the following Activities of Daily Living (ADLs):
- Bathing
- Dressing
- Feeding
- Toileting
- Walking or moving around
- Transferring from bed to chair or vice versa
Activities of Daily Living (ADLs)
| Activity | Description |
|---|---|
| Bathing | Washing the body, including getting in/out of a bath or shower |
| Dressing | Putting on and taking off clothes |
| Feeding | Eating and drinking independently |
| Toileting | Using the toilet and maintaining hygiene |
| Walking | Moving independently inside the home |
| Transferring | Moving from bed to chair or vice versa |
How to Apply for the Caregiver Grant
The application process is simple and can be done online through the AIC’s eServices portal or with assistance from medical institutions or community agencies.
Steps to Apply:
- Visit a doctor or therapist to get a Functional Assessment Report (FAR)
- Prepare NRICs/FINs and bank details
- Submit the online application through AIC’s website
- Wait for SMS or email confirmation upon approval
Documents Needed for Application
Ensure you have the following before applying:
| Document | Purpose |
|---|---|
| NRIC/FIN (caregiver and care recipient) | For identity verification |
| Functional Assessment Report (FAR) | To confirm level of disability |
| Proof of shared residence | Shows both live in the same household |
| Bank account number (caregiver) | For direct deposit of the $400 grant |
Note: The FAR must not be older than 6 months.
Other Grant Interactions
If you already receive another scheme, like the Home Caregiving Grant, you may still apply. However, total support may be adjusted to prevent duplication of benefits.
When Will You Get the Grant?
After submitting your application, processing time is usually 4 to 6 weeks. If your application is submitted early in the year and is approved quickly, the payout may reach your bank account by Q2 of 2025.
Payout Timeline
| Application Month | Estimated Payout |
|---|---|
| January–February | April–May 2025 (Q2) |
| March–May | June–July 2025 (Q3) |
| June–August | August–September 2025 |
| September–December | October–December 2025 |
How the Grant Supports National Goals
The introduction of this grant connects to Singapore’s larger vision of creating a caring, aging-friendly, and inclusive society. It aligns with:
- Aging with dignity: Enabling seniors to remain in their own homes with the support of family
- Reducing pressure on healthcare systems by promoting community care
- Empowering caregivers with financial and emotional assistance
- Promoting mental health by recognizing caregiver fatigue and stress
Related Government Support Schemes
| Scheme | Purpose |
|---|---|
| Silver Support Scheme | Financial aid for low-income elderly citizens |
| Home Caregiving Grant (HCG) | Monthly cash payout to caregivers |
| Community Health Assist Scheme (CHAS) | Subsidized medical and dental care |
| Pioneer Generation Package | Medical subsidies and Medisave top-ups for pioneers |
Last Words
Q1. Can I apply if I already receive the Home Caregiving Grant?
Yes, but your total benefits may be adjusted to avoid overlaps.
Q2. What if my FAR is older than 6 months?
You’ll need to obtain a new FAR before applying.
Q3. Will the payout be taxed?
No, the $400 is not considered taxable income.
Q4. Can foreign domestic workers (FDWs) apply?
No, only Singapore Citizens or PRs aged 18 and above living in the same household can apply.
Parting Insights: A Step Forward in Recognizing Silent Caregivers
The 2025 Caregiver Grant is a welcome move that goes beyond financial aid. It is a public expression of appreciation for the quiet, unpaid workers holding families together. With a simple application process and valuable support, this grant represents an important part of Singapore’s effort to care not just for the elderly and disabled, but for those who care for them.
Caregivers are often the silent strength of households—this initiative ensures their work is finally heard and honored.