In 2025, Singapore continues its efforts to support low-income workers—including self-employed individuals—through the Workfare Income Supplement (WIS) scheme. This initiative aims to reward hard work and ensure financial stability for those earning modest incomes. Eligible self-employed persons (SEPs) can receive up to $2,800 in Workfare payouts this year, giving a much-needed financial boost.
Table of Contents
- Overview of the $2,800 WIS Payout
- Who Qualifies for the 2025 Workfare for SEPs?
- How Much Will You Receive?
- Payment Schedule
- How to Ensure You Get Paid
- FAQs
- Final Thoughts
Overview of the $2,800 WIS Payout
The Workfare Income Supplement (WIS) is designed to supplement the earnings of lower-income workers while encouraging employment and retirement savings. In 2025, self-employed persons who meet the qualifying criteria may receive payouts of up to $2,800 annually, credited partly in cash and partly in CPF contributions.
| Benefit Name | Workfare Income Supplement (WIS) 2025 |
|---|---|
| Target Group | Self-employed Singapore citizens |
| Maximum Payout | $2,800 per year |
| Disbursement Mode | Cash + CPF (Retirement Account) |
| Frequency | Quarterly (4 payouts per year) |
| Administered By | Ministry of Finance (MOF) & CPF Board |
Who Qualifies for the 2025 Workfare Payout?
To qualify for WIS as a self-employed person in 2025, you must meet these criteria:
- Be a Singapore citizen
- Aged 30 and above (as of 31 December 2025)
- Annual net trade income (NTI) of not more than $9,600
- Make mandatory MediSave contributions based on your NTI
- Not own more than one property
- Not earn income from directorships or investments
Note: If you’re concurrently employed and self-employed, your total income from both sources will be assessed.
How Much Will You Receive?
The Workfare payout amount depends on your age and declared income. Self-employed individuals can receive up to $2,800 annually, disbursed over four quarters.
| Age Group | Annual Payout (Max) | Cash Component | CPF Component |
|---|---|---|---|
| 30–34 | $1,100 | 10% | 90% |
| 35–44 | $1,900 | 10% | 90% |
| 45–59 | $2,600 | 10% | 90% |
| 60+ | $2,800 | 10% | 90% |
Example: A 62-year-old self-employed cleaner who earned $9,000 in 2024 and paid MediSave contributions could receive the full $2,800 Workfare payout in 2025.
Payment Schedule for 2025
Workfare payouts are issued every quarter, typically in:
- March
- June
- September
- December
Your payout depends on your 2024 declared income and whether you’ve made your MediSave contributions on time. The earlier you declare and contribute, the sooner you’ll receive your payout.
How to Ensure You Get Paid
Follow these steps to make sure you receive your Workfare payout:
- Declare your income via IRAS by the first quarter of 2025.
- Make your MediSave contributions (based on your declared NTI).
- Ensure your bank details are updated with the CPF Board.
- Wait for confirmation of eligibility and payout schedule.
You can declare income and check status via:
- IRAS myTax Portal
- CPF Board Website
Frequently Asked Questions (FAQs)
Q: I just became self-employed in 2025. Can I still qualify?
A: No. Your eligibility for 2025 payouts is based on income earned in 2024.
Q: Do I need to apply manually for WIS?
A: No application is needed. Payouts are automatically calculated based on your income and MediSave contributions.
Q: What if I missed my MediSave contribution deadline?
A: Late contributions may delay or reduce your WIS payout. It’s essential to pay early.
Final Thoughts
Singapore’s $2,800 Workfare payout for self-employed workers in 2025 is a vital support scheme that encourages savings and rewards honest work. If you’re a freelancer, hawker, rider, or gig worker earning modest income—don’t miss out on this boost. Ensure your income is declared and MediSave contributions are paid to enjoy full benefits.